Privacy Policy

Welcome to Finance Tools India ("we," "our," or "us"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website finance.mjandroid.dev (the "Site"). Please read this privacy policy carefully. By using the Site, you consent to the practices described in this policy.

1. Information We Collect

1.1 Automatically Collected Information

When you visit our Site, we may automatically collect certain information about your device and usage, including:

• IP address
• Browser type and version
• Device type (mobile, desktop, tablet)
• Operating system
• Pages visited and time spent on pages
• Referring website or source
• Date and time of visits
• Click patterns and interactions

1.2 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience. These include:

• Essential Cookies: Required for basic site functionality
• Analytics Cookies: Help us understand how visitors use our Site
• Advertising Cookies: Used to deliver relevant advertisements

You can control cookies through your browser settings. Disabling cookies may affect certain features of the Site.

1.3 Information We Do NOT Collect

We do NOT collect, store, or process any of the following sensitive information:

• PAN (Permanent Account Number)
• Aadhaar number or any government-issued ID
• Bank account numbers or details
• Credit/Debit card numbers, CVV, or expiry dates
• UPI PINs, OTPs, or passwords
• Net banking credentials
• Any financial account login information

All calculations on our Site are performed locally in your browser. The financial data you enter into our calculators is not transmitted to our servers.

2. How We Use Your Information

We use the automatically collected information for the following purposes:

• Site Improvement: To understand user behavior and improve our tools and content
• Analytics: To analyze traffic patterns and site performance
• Performance Optimization: To ensure fast loading times and optimal user experience
• Security: To detect and prevent fraudulent activity, spam, or abuse
• Advertising: To display relevant advertisements through our advertising partners

3. Third-Party Services

We use the following third-party services that may collect information:

3.1 Google Analytics

We use Google Analytics to analyze website traffic. Google Analytics collects information such as how often users visit the Site, what pages they visit, and what other sites they used prior to coming to our Site. Google's use of data is governed by the Google Privacy Policy.

3.2 Google AdSense

We may display advertisements through Google AdSense. Google and its partners may use cookies to serve ads based on your prior visits to our Site or other websites. You can opt out of personalized advertising by visiting Google Ads Settings.

3.3 Affiliate Partners

We may partner with financial service providers and display affiliate links. When you click on these links, the third party may collect information about your visit. Each affiliate partner has their own privacy policy, which we encourage you to review.

Note: We are not responsible for the privacy practices of third-party services. We encourage you to review their respective privacy policies.

4. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your information. However, please be aware that:

• No method of transmission over the Internet is 100% secure
• We cannot guarantee absolute security of data
• We are not liable for unauthorized access to information beyond our reasonable control

5. Data Retention

Analytics data is retained according to our third-party service providers' policies. We do not store any personal financial information as none is collected.

6. Children's Privacy

Our Site is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us, and we will take steps to delete such information.

7. Your Rights

You have the right to:

• Opt out of cookies through your browser settings
• Opt out of personalized advertising through Google Ads Settings
• Request information about data we have collected (if any)

8. Your Consent

By using our Site, you consent to our Privacy Policy and agree to its terms. Your continued use of the Site following any changes to this policy constitutes acceptance of those changes.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

• Email: mjandroiddev@gmail.com
• Website: finance.mjandroid.dev